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Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.
Money insights
Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:
What the new 5% base rate means for your savings
The Bank of England has increased its base rate to 5% in an attempt to tame inflation.
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How to save £1,000 in time for your Christmas shopping this year
The secret to a stress-free festive season is to start saving your money today
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13 life hacks to help you save money each month
Small changes that can make a big difference to your savings pot
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When interest rates stop being the most important thing about a savings account
We look at the top interest rates for fixed-rate bonds and compare them to more flexible savings accounts, and ask if that’s really what matters the most.
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Why changing your savings account can earn you 322% more interest
Savings accounts are offering higher interest rates compared to last year, so now is the time to move your money if it’s in a low-interest account.
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Savings accounts react to the Bank of England’s base rate increase
The Bank of England’s decision to increase the base rate to 4.5% marks the highest rate in 15 years - but have savings accounts matched it?
Read MoreLatest guides
See our most recently published comprehensive guides to money matters across all categories:
What is a Standing Order?
Anyone with a bank account can set up standing orders to take care of regular payments. In this guide, we explain how they work and why they’re a good idea.
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How long does bankruptcy stay on your credit report?
Becoming bankrupt is one way of dealing with debts, but it will affect your credit rating. Here we explain everything you need to know.
It does clear eventually
How to deal with defaults on your debt
If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next
What to do after a default
The different types of bank accounts available to you
Money management is essential, and the right bank account will ensure your cash is safe and working for you. Make sure you open the right one with our guide.
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When should you apply for a business credit card
Discover the perfect time to apply for a business credit card and improve your chances of being accepted. Learn about the process and why it’s vital for small businesses.
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How do credit reference agencies work?
Credit reference agencies are the go-to places for banks and other lenders after they get requests for credit from the likes of you and me. This is why it’s important to know who they are and how they work
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Research and reports
At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:
How much does it cost to pop the question?
Valentine’s Day is just around the corner, and many lovestruck Brits are gearing up to propose on the most romantic day of the year. As much as this can be exciting, it’s easy to get stressed by the financial implications of the whole process.
Read MoreHouse price hike: top tips and tricks to save for a mortgage
House prices have grown at their fastest annual rate since June 2021 due to high demand and low supply, according to Nationwide building society. The lender today revealed that prices have rocketed by 11.2% year-on-year in January, while Lloyds Bank has launched its cheapest ever 10 year mortgage this week.
Read MoreUniversal credit: Are you missing out on payments of up to £7,300 a year?
More than 1.3 million people could be missing out on Universal Credit payments of up to £7,300 a year, according to data from ​​the New Economics Foundation. The number of Brits eligible for the benefit has skyrocketed thanks to a rule change in the Autumn Budget.
Read more on Universal creditBrits urged not to delay in submitting tax returns despite HMRC extension
This year HMRC has waived the penalty for missing the self assessment tax deadline (January 31st), effectively meaning that individuals have until February 28th to file their tax returns
Read MoreInflation surges to 5.4% - its highest rate in 30 years
Inflation has climbed to its highest rate in 30 years, 5.4%. That’s the fastest rise in prices since 1992. Following levels of personal debt rising and cost of living changes our personal finance experts urge that it’s more important than ever to keep costs down in the face of price rises across the board.
Read more about the inflation surgeThousands submit tax returns on christmas day
While the rest of us were unwrapping presents, 2,828 Brits were filing their tax returns on the 25th of December. Our personal finance experts have put together some handy tips to guide you through the process.
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