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Our guides

Our guides show you the best ways to make your money go further and work harder. They contain all the latest financial information and are set out clearly to help you make smart decisions.

Money insights

Latest insights into what's going on behind the headlines, and what you can do to make your cash work harder for you from the money.co.uk team:

Bank of England building in London
22 June 2023

What the new 5% base rate means for your savings

The Bank of England has increased its base rate to 5% in an attempt to tame inflation.

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09 June 2023

How to save £1,000 in time for your Christmas shopping this year

The secret to a stress-free festive season is to start saving your money today

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02 June 2023

13 life hacks to help you save money each month

Small changes that can make a big difference to your savings pot

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Multiple wooden blocks with a percentage symbol and up arrow
26 May 2023

When interest rates stop being the most important thing about a savings account

We look at the top interest rates for fixed-rate bonds and compare them to more flexible savings accounts, and ask if that’s really what matters the most.

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Women is sitting on a chair smiling and looking at her laptop.
17 May 2023

Why changing your savings account can earn you 322% more interest

Savings accounts are offering higher interest rates compared to last year, so now is the time to move your money if it’s in a low-interest account.

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Bank of England building
12 May 2023

Savings accounts react to the Bank of England’s base rate increase

The Bank of England’s decision to increase the base rate to 4.5% marks the highest rate in 15 years - but have savings accounts matched it?

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Latest guides

See our most recently published comprehensive guides to money matters across all categories:

Top view owe, mortgage asian woman, female sitting on floor home, stressed calculate expense from bills, no money pay in mark circle deadline on calendar.Debt, bankruptcy or bankrupt person concept.
14 March 2025

How long does bankruptcy stay on your credit report?

Becoming bankrupt is one way of dealing with debts, but it will affect your credit rating. Here we explain everything you need to know.

It does clear eventually
Woman sitting and thinking near table at home. Businesswoman working online during the quarantine. Self isolation. Networking. Online education. Coronavirus. Crisis. Researching. Debt.
24 February 2025

How to deal with defaults on your debt

If you fail to make debt payments on time, you could be issued with a default. Here’s what you need to know about them and what to do next

What to do after a default
Black man voter in polling election
15 January 2025

How to check if you are on the electoral roll

Registering to vote doesn’t just mean you can exercise your rights and get a say in who runs the country – it has fairly hefty financial benefits too. Here’s what you need to know

How to check the electoral roll
19 December 2024

What is a Standing Order?

Anyone with a bank account can set up standing orders to take care of regular payments. In this guide, we explain how they work and why they’re a good idea.

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19 December 2024

What is a Direct Debit?

Direct Debits are the easiest way to schedule vital monthly payments, such as your rent, mortgage and utility bills, and ensure they go out of your current account on time.

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hand-reaching-for-card
03 January 2024

When should you apply for a business credit card

Discover the perfect time to apply for a business credit card and improve your chances of being accepted. Learn about the process and why it’s vital for small businesses.

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Research and reports

At money.co.uk we don't just report the news, we also carry out our own research and investigations to help make better sense of personal finance. Here are our latest reports:

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01 February 2022

How much does it cost to pop the question?

Valentine’s Day is just around the corner, and many lovestruck Brits are gearing up to propose on the most romantic day of the year. As much as this can be exciting, it’s easy to get stressed by the financial implications of the whole process.

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01 February 2022

House price hike: top tips and tricks to save for a mortgage

House prices have grown at their fastest annual rate since June 2021 due to high demand and low supply, according to Nationwide building society. The lender today revealed that prices have rocketed by 11.2% year-on-year in January, while Lloyds Bank has launched its cheapest ever 10 year mortgage this week.

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31 January 2022

Universal credit: Are you missing out on payments of up to £7,300 a year?

More than 1.3 million people could be missing out on Universal Credit payments of up to £7,300 a year, according to data from ​​the New Economics Foundation. The number of Brits eligible for the benefit has skyrocketed thanks to a rule change in the Autumn Budget.

Read more on Universal credit
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24 January 2022

Brits urged not to delay in submitting tax returns despite HMRC extension

This year HMRC has waived the penalty for missing the self assessment tax deadline (January 31st), effectively meaning that individuals have until February 28th to file their tax returns

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19 January 2022

Inflation surges to 5.4% - its highest rate in 30 years

Inflation has climbed to its highest rate in 30 years, 5.4%. That’s the fastest rise in prices since 1992. Following levels of personal debt rising and cost of living changes our personal finance experts urge that it’s more important than ever to keep costs down in the face of price rises across the board.

Read more about the inflation surge
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23 December 2021

Thousands submit tax returns on christmas day

While the rest of us were unwrapping presents, 2,828 Brits were filing their tax returns on the 25th of December. Our personal finance experts have put together some handy tips to guide you through the process.

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