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Applying for a credit card is usually done online these days. When applying online, it’s a��good idea to use��eligibility checking tools like those found through our partners at Uswitch. You'll get��quick results��-��usually within a few minutes��- and even be pre-approved for certain credit cards.

Pre-approval dramatically��reduces your chances of rejection, but it’s��not an absolute guarantee. When you apply for a pre-approved deal, the lender will carry out its own checks, including a hard credit check and your application could fail at this point.

The quickest cards to get are typically cards that have��less restrictive eligibility criteria. With that in mind, most people - even those with bad credit - are��more likely to be pre-approved for bad credit credit cards��or credit builder cards.

The best way to find out which cards you'll be accepted for is to��check your eligibility with our partners at Uswitch, which will match you with the cards that you're most likely to get. It uses a “soft search” credit check, which��won't affect your credit score,��and gives you a list of cards you could apply for based on your likelihood of approval.

If you're looking for a credit card with the��best chance of being pre-approved, your most likely option would be cards that have more lenient eligibility requirements.

In most cases, these will be cards that cater to��people with lower credit scores or limited credit histories, such as��bad credit credit cards, or��credit builder cards.

These cards typically have��low credit limits��and��high interest rates. It's always a good idea to use an eligibility tool like those found through our partners at Uswitch, which will find you any cards you're pre-approved for.