Starting or running a business? We've got your back

Starting or running a business? We’ve got your back.

Find financial products for your business quickly

Business credit cards

Business current accounts

Business savings accounts

Business loans

Business insurance

Card payment solutions

Everything your startup business needs to grow

Let us do the hard bit and figure out what products you need based on your business needs

Step 1
Tell us about your business
Step 2
We'll figure out which products you might need
Step 3
You choose your products

Get started

Discover the right products for your business milestones

0-12 months

Starting your business

So, you’ve decided to take a leap and start your own business. But where do you begin? The first stage should focus on creating a solid business plan - be prepared to conduct thorough market research to understand your competitors and customers’ needs. You’ll also need to outline your business goals and decide what funding you’ll need to achieve them.

Managing your finances is essential, but the good news is there are products that can support your business. For example, business bank accounts can help entrepreneurs to easily keep track of their finances.

Compare business bank accounts

Business bank account top pick

Zempler Bank formerly Cashplus Business Account

This hassle-free bank account can be opened in minutes and it comes with handy features like cashflow tracking and online banking.

No monthly fee
FSCS protection up to £85,000

1 - 4 years

Scaling your business

Your business has moved past the first tricky year, and now it’s time to focus on growth. It’s important to balance ambition with efficiency, so you can maintain success and seize new opportunities.

Financial planning is crucial and you’ll want to make sure you have the right financial products to support your business on this next stage. A business credit card can help to manage cash flow and some cards come with rewards for spending, so you’ll get something back if you need to increase outgoings.

Compare business credit cards

Business credit card top pick

Capital on Tap Business Credit Card

This credit card is great for limited companies as it comes with credit limits up to £250,000 and you can add spending controls for your employees’ expenses.

No annual fee
2.25% cashback for three months, then unlimited 1%

5 years +

Maintaining your business’ success

Your business has been trading for more than five years, and you’re keen to work towards the next milestone. To do this, you’ll need to make sure your business continues to be resilient and your products or services are evolving to meet the demands of your customers.

You might be looking for the next investment opportunity so you can hire more employees or open a new commercial space. To do this, business loans can help.

Compare business loans

Business loan top pick

iwoca business loan

If you have a limited company, you can borrow 1,000 to £1m with an iwoca business loan and find out a decision within 24 hours.

No fees for repaying early
Only pay interest on the amount you withdraw

Get to know money.co.uk

Founded in 2008

money.co.uk was launched in 2008, so we’ve been around for nearly two decades. A lot has happened during that time, but our commitment to supporting businesses hasn't changed.

Inclusive, free platform

It's completely free to use and we encourage businesses to use it for research and apply for products with confidence.

Competitive rates

We work with some of the biggest brands offering exceptional financial products at competitive rates for businesses.

Hundreds of business guides

We’re passionate about helping businesses to succeed, so we’ve written hundreds of helpful free guides.

Essential resources

Free information to support your business journey

Starting

What is a business plan?

A business plan helps you to lay out your vision for the business, including what you want to achieve over the coming years and how you plan to get there.

Find out more

Growing

Where can I get funding?

If you're looking to grow an existing business, you’re likely to need a cash injection at some point to help cover the cost of your plans.

Find out more

Established

Do I need a business savings account?

Putting spare cash into a business savings account can build a financial safety net to fall back on in an emergency.

Find out more

Business success stories

H2k Botanicals

"Trust your intuition and stay committed to your vision for the business."

Since founding H2k Botanicals in 2000, Hazel Barry has grown the company from a personal vision into a respected name in the skincare industry. With innovative, cruelty-free products, H2k Botanicals not only supplies the UK market, but exports to the Middle East and is now poised for further international expansion.

Hazel reflects on her business journey and how the company is thriving in an ever-evolving market.

CCU International

"It’s important to listen to what the market’s telling you."

Beena is a CEO and co-founder of CCU International, a business with proprietary carbon capture technology that can help large and small businesses to achieve net zero by 2050.

Beena has big plans for the next 18 months, and here she reflects on the lessons she’s learned from the first two years of trading.

selfcatering.co.uk

“It’s better to try something and see whether it works, than not try at all.”

Richard Young co-founded selfcatering.co.uk, after managing his own self catering properties for years. The online business helps people find their dream holiday cottage by working with rental companies across the UK. The website currently has thousands of properties available for people to browse.

Here, Richard shares his business story and highlights the challenges and opportunities that come with an online business.

Get money saving deals, tips, expert news and business insights

You can unsubscribe at any time. Read our privacy notice.

Business guides

Find out everything you need to know about running a business - from starting out to scaling up.

A hand holds a pen while going through a checklist

09 December 2024

Financial year-end: essential checklist for small businesses

The end of the financial year can be stressful, but you can reduce the pressure by organising your business affairs in advance.

Two female business owners look on with confidence in a festive environment

09 December 2024

Six tips for small business success during the holiday rush

The chaos of the holiday season has the potential to boost your business profits and help build a loyal customer base for the new year.

A business owner on the phone in a festive workplace

04 December 2024

Managing cash flow during the festive season: small business tips

The festive season can be uncertain for small businesses, but you can take steps to stay in control of your finances.

Explore more guides

Meet our experts

Decades of experience in the financial sector
Regularly featured in the national and regional press
Clear and impartial insights to help you make confident financial decisions

Meet the team

91�㽶��ɫ��Ƶ