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We have scrutinized loans to explain how to reclaim PPI charges, the difference between secured and unsecured loans, business loans and essential top tips you must read before you borrow.

Can you get a loan if you are unemployed?

If you are not in regular employment, you will struggle to get a standard loan from a high street lender. A specialist lender may be able to help you, but borrowing may come with higher costs.

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How to Apply for a Loan

Follow this comprehensive step-by-step guide to boost your chances of being approved for a loan.

What loans can you apply for when you're self employed?

Getting a loan when you are self-employed can be harder, but it’s not impossible. Here's everything you need to know including which options are available and how to maximise your chances.

What Does Annual Percentage Rate of Charge (APRC) Mean?

The annual percentage rate of charge is a useful tool for comparing mortgage and loan products. Here’s how to use it effectively.

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What Is A Homeowner Loan?

A homeowner loan lets you borrow money against the value of a house or flat you own. Find out if a homeowner loan is right for you with our quick guide.

How to Spot Loan Scams and Avoid Them

Discover what loan fraud is and how to protect yourself against loan scams.

Borrowing costs money. A lender will usually charge a borrower a percentage of the money lent, rather than a flat fee. This is called interest. This guide covers the basics of how interest works, what it is and what it means for your finances.

How to get a guarantor loan

Asking a friend or family member to be a guarantor could help you get the loan you need. Here is how guarantor loans work and everything you need to know about them.

How To Reduce Your Loan Repayments

Take control of your outstanding debts by reducing the monthly costs of unsecured loan repayments.

How to get a business loan

If you want to take your business to the next level but don’t have the funds to do so, you could consider getting a business loan.

Find out how to get a business loan

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How borrowing could boost your business

With the right type of borrowing you could pursue business opportunities that would otherwise pass you by, here's how.

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6 easy ways to get finance for your business

If you want your business to grow and reach new heights you may need to borrow money. Here is a closer look at your different business finance options.

Why the Bank of England keeps raising rates

We thought this might be the one, the first time since 2021, that the Bank of England didn’t raise interest rates. It wasn’t.

And when will it stop

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What is a credit record?

It is a record of your financial history, including details of when you have borrowed money and the repayments you have made. Here is what else it shows.

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How to borrow money with bad credit

You can get a personal loan with bad credit, but the rates will likely be high. It can be harder to get a loan with bad credit, and it may be worth trying to improve your score before you apply for a loan.

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