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Kyle Eaton

Author

Kyle

Kyle Eaton

Small business expert

About the Author

Kyle joined the money.co.uk team in 2023 and has a long history both of writing and working in financial services.

Before joining money.co.uk, Kyle spent 10 years at the Financial Ombudsman Service. During his time there he worked across a range of product areas, resolving complaints in insurance, banking and investments before moving into the communications team. He was able to direct his passion for consumer fairness and an ambition to prevent complaints arising in the first place, tailoring comms and project work to fit with his overall value of doing the right thing with a keen interest in the small and medium-enterprises (SME) area.

His determination to make financial services simple and fairer for all, including the most vulnerable in our society, is something Kyle brings to his writing at money.co.uk. Coupled with his passion for helping small businesses, Kyle likes to talk about financial products in a simple way - providing clear information to enable readers to decide what's right for them or their business.

In his spare time, Kyle is a creative writer and author of a regular blog on his personal website.

Expertise

Small businesses
SME finance

Featured in News

Articles by Kyle Eaton

Businessman holding a credit card.

How to use a business credit card: essential tips and best practices

Make the most out of your business credit card with expert tips on managing expenses, boosting cash flow and building credit for financial success.

Business owner works on a tablet.

How to build business credit in five quick and easy steps

Learn how to improve business credit with effective strategies that help boost your score and increase your chances of securing better financing options.

Man in overalls on the telephone and writing in a notepad.

Do sole traders need a business bank account?

Learn the benefits and drawbacks of opening a business bank account as a sole trader and decide if it's the right choice for your financial needs.

Businesswoman packaging up products for delivery to her client.

7 key differences between personal and business credit cards

Discover the features that set personal and business credit cards apart, and how to choose the right one for your needs.

A hand works on a digital screen displaying 2025

The top seven small business trends to watch in 2025

Discover the seven small business trends in the UK for 2025, including green incentives, digital tax changes, and artificial intelligence.

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9 essential legal requirements for starting your business

Learn key requirements for starting your business, including choosing a structure and tax obligations, to ensure you're trading legally.

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7 need-to-know legal requirements for sole traders

Understand key legal obligations for sole traders, from tax registration to record-keeping, to keep your business compliant and running smoothly.

Business woman completing paperwork.

Corporation tax in the UK: What businesses need to know

Learn how to calculate and reduce your corporation tax bill. This guide provides all the tips on allowances and reliefs you need.

Two female business owners look on with confidence in a festive environment

Six tips for small business success during the holiday rush

The chaos of the holiday season has the potential to boost your business profits and help build a loyal customer base for the new year.

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Financial year-end: essential checklist for small businesses

The end of the financial year can be stressful, but you can reduce the pressure by organising your business affairs in advance.

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91�㽶��ɫ��Ƶlicence guide: does your company need a licence?

Find out if your business needs a UK licence. This guide covers all the requirements and licence types and explains how to apply and stay compliant.

A business owner on the phone in a festive workplace

Managing cash flow during the festive season: small business tips

The festive season can be uncertain for small businesses, but you can take steps to stay in control of your finances.

Older businessman working from home on his laptop.

When to register your business in the UK

Discover when to register your 91�㽶��ɫ��Ƶas a sole trader or limited company with this straightforward guide to the key requirements.

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How to use AI safely and responsibly in your business

Artificial intelligence (AI) offers businesses a range of efficient ways of working, but it’s not entirely risk free.

Thoughtful business woman doing paperwork from home.

How to register a business name in the UK in 7 easy steps

Learn how to register a business name in the UK with our simple step-by-step guide.

A sign hanging from a building wall saying "How to name your business".

7 tips for choosing the perfect business name

Get the know-how to create a standout company name. Discover how to craft a name that’s memorable, consistent and ideal for your business.

A worker's hard hat and a gavel

What do the new workers’ rights proposals mean for your business?

The government recently published draft legislation outlining proposed changes to the Employment Rights Bill. Here's how it might impact your business.

Three dice spelling out P2P. A fourth dice is held cocked between Yes and No.

Peer-to-peer lending: what business owners need to know

Learn how peer-to-peer (P2P) lending can benefit your small business, with key insights into the application process, interest rates, and more.

A joiner contemplates the best way forwards.

Debt vs equity financing: key differences for small businesses

Discover the differences between debt and equity financing. This guide outlines pros and cons, helping small businesses choose the best path for growth.

Group of young entrepreneurs working on ideas.

Startup funding: 10 realistic ways to raise money for your business

Discover 10 effective ways to fund your business, including loans, investors, crowdfunding, and grants, with insights to help you choose the best option.

An affluent businessman contemplating his options.

Venture capital for startups and small businesses explained

Discover how venture capital can fuel your startup’s growth. Our guide offers key insights and tips to help you create a winning pitch.

Man in a workshop stares at his laptop.

Equity crowdfunding for startups: what it is and how it works

Explore equity crowdfunding with our comprehensive guide. Uncover its benefits, risks and potential to help your business with investor support.

A woodworker in a backwards baseball cap looks at his smartphone.

Debt financing explained: is it the right choice for your business?

Explore our guide to debt financing for small businesses and whether it’s right for you. Learn about its benefits, drawbacks and top funding sources.

A sole trader smiles holding raw materials for her business

What business expenses can self-employed people claim?

If you’re self-employed you may be able to offset business expenses as part of your tax returns.

A man in an apron works a digital till.

The pros and cons of using your own money to start a business

Self-funding allows you to maintain control of your business and avoid debt, but there are downsides, too, as this guide explains.

Small business owner smiles in his barber shop

What does the 2024 budget mean for your small business?

The first Labour budget in 14 years has been unveiled by chancellor Rachel Reeves. Here’s what it means for small businesses.

Young business partners discussing graph charts and new business ideas at the office

How to get a startup business loan with no money: expert guide

Getting a startup loan with no money or revenue can be difficult, but there are options for businesses with strong business plans.

6 ways the Autumn Budget could impact small businesses

Labour’s long-awaited first budget is coming up and rumours are circulating about what might be announced for small businesses.

Senior caucasian man working at small business ecommerce with laptop

Are business loan repayments tax-deductible in the UK?

Business loan repayments can impact your monthly cash flow. Learn whether they are tax-deductible and how it affects your return.

Self-employed woman with calculator, computer and papers in a fashion design studio

Unsecured business loans: the complete guide

Unsecured business loans can help finance your business without you needing to offer anything up as security to get one – here’s what you need to know.

Entrepreneur, shopping and small business owner investigating Start Up Loans

Start Up Loans: everything you need to know

A government-backed Start Up Loan can be a great way to get your new business up and running. Here’s everything you need to know.

A man holds up a futuristic screen from the palm of his hands

How AI can boost small business growth

Artificial intelligence (AI) is a powerful tool that’s here to stay - so how can you use it to help fuel growth for your business?

A clock with money growing

How SMEs can tackle late invoices with the new Fair Payment Code

Unpaid invoices and the time it takes to chase late payments puts a heavy burden on small businesses - the new Fair Payment Code aims to help.

Bank of England building

How The Bank Of England Base Rate Could Impact Your Small Business

The base rate is set by the Bank of England and affects borrowing and interest rates. Here’s what you need to know about how it could impact your business.

A worker closes their laptop as a clock displays 5pm

What Flexible Working Rules Mean For Your Small Business

Employee rights and business obligations change all the time. How do the flexible working rules affect your small business? What might change under Labour?

A young woman takes a card payment in her florist

How A Card Machine Can Transform Your Side Hustle

A card machine might not be the first thing you think of when setting up your side hustle, but using one can transform your new business.

A man holds an umbrella below a sunny sky

What Is An Umbrella Company And Should I Be Using One?

Umbrella companies can take the complexity and admin out of pay and tax if you’re a contractor or a freelancer. We look at the pros and cons of using one.

A British high street with a few shoppers

How To Keep Your High Street Business Safe

Running a high street business is unpredictable at the best of times, but what steps can you take to keep your business safe from unforeseen events?

A businessman works on his laptop on a sunny day at the beach

Five Ways Your Business Can Make The Most Of The Summer Bank Holiday

Depending on your type of business, August can be a quiet month. Here are five tips to make the most of the bank holiday and maximise the opportunities it brings.

A small businesses owner looks at her mobile phone with confidence

The Tried And Tested Financial Products Loved By Successful Businesses

We surveyed 522 successful small business owners on what financial products they use to help make their businesses thrive.

King Charles III wearing the Imperial State Crown

What The King’s Speech Means For Your Business

The King has delivered the first King’s Speech for the new Labour government. Here's what it means for your small business.

What Does A New Labour Government Mean For Your Small Business?

Labour has won a landslide victory in the 2024 UK general election. Let’s take a deeper look at what they’re offering SMEs.

How To Find The Confidence To Run A Business

Starting and running a business takes dedication and self-belief - but how easy is that if you’re lacking confidence?

Five Ways SMEs Can Prepare For The Upcoming General Election

Following a week of party manifesto launches, we take a look at what’s on offer for small businesses

How To Be An Ally During Pride Month And Beyond

Pride Month is once again upon us and there are many ways small businesses can demonstrate their allyship.

Bank Holidays Vs Small Businesses

Bank holidays are welcomed by many, but they can have their downsides too. Here are the advantages and disadvantages of bank holidays for small businesses.

Five Reasons Why Networking Works

Networking events can feel daunting for small business owners - but the benefits far outweigh any social awkwardness that you might feel towards them.

SMEs And The Difficulty Accessing Finance

Access to cash is one of the most talked about issues amongst small businesses. But what’s the issue and what’s being done about it?

Alternative Ways to Fund Your Business

If you’re looking to start a new business or grow your existing business, it’s easy to immediately think about the more traditional means to fund your plan. But did you know there are many alternative options available too?

Dealing With Stress As A Small Business Owner

The symptoms of stress can be both obvious and subtle, so as a small business owner it's important to be able to spot the signs and take the necessary time to look after yourself.

Apprentice and business owner

Apprenticeships And Small Businesses - The Pros And Cons

Offering apprenticeships in your small business can benefit both your company and young workers in many ways, but it’s important to consider both the advantages and disadvantages.

Five Tips To Help You Prepare For The End Of The Tax Year

Taking the time to organise your business’s finances and affairs at the end of the financial year can help you spring into 2024/25 with confidence.

Five Ways To Help Recession-proof Your Business

Recessions aren’t good news for anybody, least of all businesses, but there are some things you can do to help make sure your business is in the strongest position for when one comes along.

Business support

How To Find Help For Your Business

Navigating the often complex and rarely straightforward path to a successful business is filled with potential pitfalls, but there is help out there as I explain here.

Five Unique Business Benefits Of A Leap Year

Leap years give way to a host of traditions and superstitions. But they could also offer some benefits for your business too.

A picture of a person holding a tablet with some graphs. The title "91�㽶��ɫ��Ƶfacts and statistics: 2022" is written over the top.

UK Business Statistics 2023 - Business Facts and Stats Report

What does it mean to be a business owner in the UK in 2023? We’ve collated the latest business statistics on size, age, owners, location, and more.

Five Events Your Business Should Look Out For In 2024

Having a sense of what’s coming up in 2024 could help you to plan and mitigate against any significant disruption to your business.

Selling items online

How New Tax Rules Could Impact Your Side Hustle Profits

New side hustle tax rules mean it’s very important to keep a clear record of any additional income.

hand-reaching-for-card

When should you apply for a business credit card

Discover the perfect time to apply for a business credit card and improve your chances of being accepted. Learn about the process and why it’s vital for small businesses.